Mission Statement

New Horizons Credit Union is owned by its membership and exists to provide, in a friendly atmosphere, high quality financial services at favorable terms to the members while maintaining the long term financial stability of the credit union.

History

New Horizons Credit Union was chartered as Lazarus Associates Credit Union under the laws of the State of Ohio on May 7, 1934 to serve the associates of the F&R Lazarus Company.

Several mergers over the years have brought the credit union to where it is today. On January 31, 1983 the Shillito Associates Credit Union merged with Rikes Credit Union after Federated Department Stores combined the operations of the respective stores. The most significant of these mergers occured in March 1989 when the LAZ/FED(formerly Shillito/Rikes) Associates Credit Union was merged with the Lazarus Associates Credit Union, doubling the size of the credit union. The most recent merger occured January 1, 2001, when the Goldsmith Employee Credit Union was merged with NHCU.

In April 1996 Lazarus Associates Credit Union changed its name to New Horizons Credit Union, Inc.  In June 1997 the main office moved to its own space in downtown Cincinnati.

In 1999 the credit union opened membership to select employee groups.  These are companies that choose to offer credit union membership to their employees.

Today we have six offices in three states and nationwide access through the Shared Branch Network.  Because membership may be continued after a person leaves the employment of the sponsor group, we serve members all across the United States.

Who Can Join?

Member Guidelines

Membership in New Horizons Credit Union is like joining an exclusive club...only people who share a common bond of membership are eligible to join.  At New Horizons Credit Union, this means you must be an active or retired employee of any operating division of Macy's, Inc. (formerly Federated Department Stores, Inc.) or one of our approved select employee groups (SEGs) to be eligible for Credit Union membership.

Once you join, the members of your family may also become Credit Union members.  This includes relatives by blood, adoption, or marriage. It is also open to partners living in the household with someone who meets the eligibility requirements.

Perhaps best of all, once you become a member of New Horizons Credit Union, you may remain a member for life.  Even if you change employers, your Credit Union membership will stay intact.  It's a policy we call "Once a Member, Always A Member", and it assures you a lifetime of Credit Union service, no matter where you may live or work in the future!

Once you become part of our Credit Union family, you'll soon learn that we're different from most other financial institutions.  We're an organization where people are more important that profits.  As a non-profit financial cooperative, we offer the best in financial services, but with better rates and lower fees than you'll find almost anywhere.   Indeed, the Credit Union philosophy of "People Helping People" is our guiding principal.

Call the office nearest you or toll-free 1-877-994-9972 for more membership information.

Macy's Inc.

Anyone working for Macy's Inc. and it's operating divisions (all divisions, all locations) including but not limited to:

  • Macy's Department Stores
  • MCCS
  • Macy's Logistics
  • Macy's Merchandising Group

SEGs

  • Any employee or member of the Hispanic Chamber of Commerce of Greater Cincinnati and their families.
  • Any employee or member of the Greater Cincinnati / Northern Kentucky African American Chamber of Commerce and their families.
  • Any employee or member of the Over-the-Rhine Chamber of Commerce and their families.
  • Any employee or member of the Dublin Chamber of Commerce and their families.
  • Anyone living, working or worshipping in PerryTownship, Ohio.
  • Anyone living, working or worshipping in Washington Township,Ohio
  • Anyone living, working or worshiping in Warren County, Ohio.
  • Anyone that lives, worships or works in the Cincinnati Central Business District
  • Any employee or member of Queen City Careers, Inc.
  • Kendle Research Associates
  • Roto-Rooter Services Company
  • Al Neyer Inc.
  • Southside River Rail Terminal, Inc.
  • AMPCO System Parking (Columbus)
  • Queen City Office Machines
  • Bradford Wallcovering & Paint
  • Architectural Group International, Inc.
  • Stoner & Associates
  • Fisher-Griffin
  • Nobby Custom Tailors
  • M & S Jewelry
  • Helen's Corner Deli
  • ELS Human Resource Solutions
  • Clear Creek Furniture & Gifts
  • The Scandinavian Society of Cincinnati Foundation
  • Cincinnati Country Club
  • Hallmark Custom Draperies
  • Capital City Marketing Group
  • Family members of anyone listed above

 

Membership Application

Current Member
Prospective Member
First Name
Last Name
Account Number
Social Security Number 
Street Address
City
State & Zip
Phone Number (with area code)
Email Address
Employer 

Which products and services are you interested in?
Click the box next to the products or services for which you would like
information mailed to you. Check as many as you wish.

Membership

Application Packet

Savings Program

Savings Account
Money Market Accounts
Checking Account
Christmas Club Account
Individual Retirement Account (IRA)
Certificate Accounts
 

Loan Programs

VISA Card
ATM Debit Card
Vehicle Loans
First Mortgage 
Personal Loan
Home Equity Loan
 

Other Services

Direct Deposit (ACH)
Credit Life & Disability Insurance

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