VISA Credit Card

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VISA Platinum Credit Card

A New Horizons Credit Union Platinum VISA card is a valuable addition to your financial management tools. Members enjoy these great features:

  • Low Rate
  • No annual fee
  • No application fee
  • No minimum finance charge
  • Up to $10,000 line
  • VISA ATM access
  • VISA Scorecard Rewards.
  • Travel Advantage

You must be a member of the credit union to obtain a VISA Credit Card (membership is open to the community).

Loan Application

Simply Apply Now. Or Print And Mail To:

New Horizons Credit Union
Loan Department
637 Vine Street
Cincinnati, Ohio 45202

Scorecard Rewards: Each purchase you make with your card earns valuable bonus points. Redeem them for brand name merchandise and travel rewards. Visit to shop.

Travel Advantage: Enjoy all the advantages of your New Horizons Credit Union VISA! Including: Health Benefits, Security Benefits and Travel & Entertainment Benefits. Visit for complete details.

Secured VISA Credit Card

Are you trying to establish or repair your credit? The secured VISA Credit Card gives members a minimum of $250 up to a $2,000 maximum on a VISA Credit Card.

  • We put the funds on hold to secure your VISA.
  • Make all your payments on time, improve your credit and you’ll be able to apply for an unsecured VISA. It’s just another way New Horizons Credit Union is helping members get back on track.

Simply Apply Now. Or Print And Mail To:

New Horizons Credit Union
Loan Department
637 Vine Street
Cincinnati, Ohio 45202

VISA Credit Card Disclosures All information shown is correct as of 3/2012

Interest Rates and Interest Charges
Annual Percentage Rate (APR) For Purchases
9.90% to 15.99% APR When you open your account, based on credit worthiness.
APR for Cash Advances 9.90% to 15.99% when you open your account, based on your credit worthiness.
APR for Balance Transfers9.90% to 15.99% when you open your account, based on your credit worthiness.
How To Avoid Paying Interest On PurchasesYour due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Federal Reserve Board
To learn more about factors to consider when applying for or using a credit card, visit the web site of the Federal Reserve Board.
Transaction Fees

 -Cash Advance Fees

 -Foreign Transaction Fees


2% of the transaction amount.
Penalty Fees

 -Late Payment Fee

 -Optional Over The Limit Fee


Returned Payment Fee$27.00 or the amount of the transaction exceeding your credit limit, whichever is less.
Late Payment Fee $35.00
Card Replacement Fee $10.00
Statement & Document Copy Fee $5.00 each
Pay-by-Phone fee$0.00

How we will calculate your balance. We use a method called “average daily balance” (including new purchases). Effective Date. The information about the costs of the card described in this application is accurate as of July 15, 2011. This information may have changed after that date. To find out what may have changed, contact NHCU at (513) 562-6600.

VISA minimum payment is 3% of the balance or $35 whichever is greater. Use of Card – You agree not to make or permit to be made any illegal transactions on your Account through use of a Card, a check or in any other manner. We may deny authorization for any Internet gambling transaction.

For Lost Or Stolen Card Information:

Visit Online:
Call: 1-800-847-2911

To Make A Payment  Or Review Your VISA Account:

Visit Online:


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