Vehicles Loans: New & Used
At New Horizons Credit Union, you’ll enjoy the lowest lending rates available on new and used vehicles. We lend up to 100% of MSRP for terms up to 84 months. Applications are accepted online or at any branch and you can get pre-approved before you shop. Consider GAP, Credit Life, and Credit Disability insurance for your loans. See details under: Insurance Protection For Loans.
Recreational Vehicle Loans
As your lending headquarters we finance: Motorcycles & Scooters, ATV’s, Boats & Trailers, Jet Skis, Campers, RVs, Horse & Stock Trailers, and Snowmobiles. Aircraft are not eligible. Consider Credit Life and Credit Disability insurance for your loans. GAP insurance is also available for your motorcycle loans. See details under: Insurance Protection For Loans.
Share / Certificate Secured Loans
The total amount of money available as a loan to you is based on the amount that you currently keep secured by a certificate of deposit. Those funds (while earning interest) are held until the balance of the loan is paid in full. Consider Credit Life and Credit Disability insurance for your loans. See details under: Insurance Protection For Loans.
Insurance Protection For Loans: GAP, Credit Life and Credit Disability Insurance
These products can be essential to a successful vehicle loan and at New Horizons Credit Union we can offer them to our members at very affordable prices. Guaranteed Asset Protection (GAP) can cover the “gap” between the vehicle’s value and the amount you still owe on your loan in the event that the vehicle is either totaled in an accident or stolen. NHCU also offers Credit Life Insurance which will pay off the loan in the event of death and Credit Disability Insurance which will make your loan payments (after a 30 day waiting period) should you become disabled.